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Before 2013, the factor to where make investments money was simple: buy stock funds and bond funds, if you are an average investor. Bond funds provided high income and relative safety, while money in store funds was the the answer to was the right way to invest for growth far better returns (from early 2009 to early 2013). Then, in June of 2013, the money game got serious as interest rates threatened to go up significantly and ruin the party for everybody.

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